With our exclusive business information, you have the opportunity to correctly assess your customers and weigh up business risks and opportunities - nationally and internationally.
credit reports & risk assessment
Let us check your customers and business partners
Do you know exactly what the economic situation of your business partners and customers is? Are you perhaps looking for solutions that put your business decisions on a secure footing? With our exclusive Commercial Reports you will have the opportunity to correctly assess your new and existing customers and to weigh up business risks and opportunities - nationally and internationally.
We will accompany you through the entire business process - from acquisition to new and existing customer management, right through to processing. With our wide range of up-to-date information, we will enable you to gain a decisive edge in knowledge in all important areas. Whether it is credit information, general company data, analyses, external payment experiences or monitoring - we have the optimal solution for every need.
Choose your application - we have the right solution
Check the solvency of companies and monitor companies
We will answer the question of how solvent a company is in the form of our information products, which range from a short “traffic light” report to an in-depth premium report. Would you like to monitor a company over a longer period of time? Our solutions will also inform you about any important changes that occur with your customers.
We can provide you with a complete analysis of your company’s performance vs. your competitors. In order to identify the strengths and opportunities your company has, we recommend this complete objective analysis, carried out over the last 3 financial years.
Creditreform Romania
Precise assessment: The Creditreform Solvency Index
Our Solvency Index enables a quick and direct assessment of the solvency- and thus the solvency of a customer or business partner. A wide range of information is evaluated for the calculation, which is weighted according to its relevance and combined to form a total value (in the form of a three-digit number). Based on the characteristics - these include industry risk, mode of payment, turnover, credit opinion, number of employees or order situation - we quantify the measure of the probability of a payment default. The credit index can have a value of 100 to 500 or 600. This corresponds to the spectrum between an excellent solvency and the cessation of payments. In this way you will receive a well-founded assessment of the requested company and can decide on further measures.
We are constantly developing the calculation method of the Solvency Index. Sophisticated mathematical-statistical analysis methods are used. Structural changes in the economic structure as well as probabilities of default in individual market segments are taken into consideration.
Data quality: information for your success
Without a sound basis, it’s not possible to decide which customer relationship is profitable in the long term and which is more risky. In order to support you optimally, we obtain our information from numerous sources and check the data daily for timeliness and quality. Our sources include: Public registers and our own historic data-base. In addition, there are company sources, i.e. balance sheets and annual reports, payment experiences and written supplier inquiries. Our offer is rounded off by exclusive Creditreform sources, which contain data on balance sheet analyses, processing claims, our own customer payment experiences and collection procedures. The permanent and ongoing research of our experts on site also ensures the completeness of the database.
Advantages: what speaks for us?
Reliable credit assessment
Highest quality and timeliness of the data
Credit reports about international companies
Tailored solutions for your applications
Advice and personal contact
Security and data protection